6 Financial Habits That You Can Easily Change In Order To Be More Prosperous

We all know we’re concerned about our financials, and everyone desires to multiplying their money. But are we doing enough? Are we following the right path to financial success? Don’t worry if you couldn’t confidently nod a yes on this question, because it’s never too late.

Here are the 6 habits you can change in order to become financially successful:

Stop shopping online just because you’re bored

This is the worst habit of us Gen-Y people. We shop when we’re bored, we shop when we can’t sleep, we shop because we just can’t think of any other activity. Once we leave this habit, we’ll be sorted as long as overspending is considered.

Never go to the supermarket without a list

Remember those attractive shelves in the supermarket and nice display in the mall? It is all because they know humans have a tendency of making impulse buying decisions. We are prone to buying those chocolates near the billing counter, that’s not on our agenda.


The only solution to this is to enter the mall or shop with a list, and not buy anything out of that list, no matter how much it attracts you, because if it’s not on the list, you clearly do not need it.

Fix an amount of investment every month, and for the whole year

This is the best way to fight the overspending habit. And the best way to do this is to invest in something like an SIP, which will make it obligatory for you to keep aside a sum of money every month. You can buy gold SIP from Augmont app available on both Android and iOS, starting from just Rs. 1,000 per month.

Stress shopping is the last thing successful people resort to

So stop shopping thinking it is going to relieve you of stress. In fact, too much shopping, if not anything else, may increase your stress because of overspending. 🙂


Don’t let someone else handle your finances

The moment you pass over the responsibility, you end up being less concerned about what is your own hard-earned money. Never commit that mistake. Always be the soul decision maker of your financials, know where your monies are going, know where it’s being utilized, and understand what can be better for it.

Never procrastinate saving and investment calculations

Decisions made in time are the best decisions. Never delay, though don’t hurry into making wrong investment, but always be proactive when it comes to making an investment. Study all the pros and cons, and consider everything before jumping into conclusions.


How many of these smart financial habits have you been following, and how many do you think you need to change? Share your insights with us. Have a happy investing year! 🙂

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